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structured settlement loan

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structured settlement loan . When you are into an accident that leaves you to be completely injured and can no longer work, usually the other party`s involve will give you a liability coverage aside from your own insurance company.

structured settlement loan


structured settlement loan



Typically, the other party`s insurer will offer you a structured settlement loan planinstead of lump sum distribution. For they are aware of your future`s need, and that money will be gone spontaneously. With the structure settlement claims as your investment plan, you are assured that your money is in good hands with the collaboration of a standard insurance company where your defendant`s insurer had purchase the investment plan for you.


It is the best deal for you since the thought that you can no longer work, investing your structured settlement is an excellent moves that you have to take. Having this periodic payment claim, you can still have time to enjoy quality life without thinking your future`s need, and your daily needs will then being meet.


Additionally, it is the best option as an investment plan for those minor plaintiffs. Since they are not yet legally stable to handle financial aspects in life, some insurer would suggest and offer this investment plan to help them meet their needs not only at the present but as well as to still meet their needs in the future.


Also, if the claimant has lack of knowledge in handling lump sum of money, the insurer will ensure that the cash for them is well-kept by offering them the investment plan for their structured settlement claims.


In the off chance that you are in need of bulk cash either for repairing or buying new homes, for paying off debts,  to start a new business, or for funding your kids to college. That you found impossible to happen by only receiving a periodic installment amount, you can demand for a lump sum structured settlement claims from your defendant`s insurer.


PROS in engaging structured settlement as an investment



(SSA) Structured settlement annuity investment can provide high rate in returns

A 100% tax free investment: Your money that was being invested are guaranteed to have been exempt from income taxation, both the original amount that you invest and the interest are tax-free.

This tax free investment is not subject to market fluctuation: Your tax-free investments are guaranteed that is not being affected when markets will fluctuates. Which is the best part when investing your money. So, you can be assure that either fluctuation will occur you can still receive high rate in returns.

You don’t have to sell in the market, you will simply wait for your scheduled releasing date, and money will come in your hands.

Your money is secured CONS in investing structured settlement




The biggest cons in having your structured settlement as an investment plan is, you cannot hold the bulk amount of your money. Well, as what I have stated above, you can either request your defendant`s insurer to release you a lump sum amount instead of investing it to other life insurance company, but you will be responsible for your futures need to meet, whether you do small business. In the off chance that, after years of investing your structured settlement, and you are in need of bulk amount you can sell your annuity to some insurance company who happens to buy structured settlement savings plan.Recent Posts

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